FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Loans

Cumberland Federal Bank is a Mutual Savings Bank, locally owned and operated, making loan decisions right here in town providing quick, personal service with very competitive interest rates and terms.

Our Lenders are also available during non-banking hours.

Car and Truck Loans

Drive away with lower payments

Looking for a new or used vehicle? Finance it at Cumberland Federal Bank and lower your monthly payment. Whether you’re shopping at a dealership or looking to buy from a private party, finish the deal with a great loan from Cumberland Federal Bank. Get bargaining power when negotiating a price. Contact your CFB Lender and get pre-approved!

Recreational Vehicle Loans

Our Recreational Vehicle Loans can be used for the purchase and/or refinance of a recreation vehicle (RV). This also includes Motorhomes, Travel Trailers, 5th Wheels, Camper/Tent Trailers, Boats / Boat Trailers, Jet Skis, Motorcycles, UTVs, ATVs and more. Contact your CFB Lender for additional information.

Secured Loans

What Are Secured Loans?

Secured loans are business or personal loans that require some type of collateral as a condition of borrowing. Cumberland Federal Bank may request collateral for large loans for which the money is being used to purchase a specific asset or in cases where your credit scores aren’t sufficient to qualify for an unsecured loan. Secured loans may allow borrowers to enjoy lower interest rates, as they present a lower risk to Cumberland Federal Bank. However, certain types of secured loans—including bad credit personal loans and short-term installment loans—can carry higher interest rates.