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Certificates of Deposit (CD'S)

We offer CDs at various rates and terms to help you with your investment needs.  Please contact us for current rates and terms.

  • CDs are fixed rate accounts.  The interest rate and annual percentage yield will not change for the term of the CD.
  • Interest is compounded quarterly and credited quarterly.
  • The Annual Percentage Yield (APY) assumes that interest will remain on deposit.
  • CDs automatically renew.  You will have 10 calendar days after the maturity date to withdraw funds without penalty.
  • We may impose a penalty if you withdraw funds other than interest before the maturity date.
  • If a withdrawal occurs, earnings will be reduced.
  • $500 minimum to open account.  Additional deposits are not permitted.
  • $500 minimum balance required to earn APY.

 

 

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